31 Charles Pl, Athol, MA, 01331 | $181/mo Cash Flow

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31 Charles Pl, Athol, MA, 01331 | $181/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Athol at 31 Charles Pl, Athol, MA, 01331 offers a 9.01% rental yield on a $150,000 purchase with $1,126/mo rent. Total monthly income registers $1,126/mo, and a $734/mo payment leaves $181/mo available for distribution. Annual cash flow reaches $2,169/yr on $49,725 to close, and return on cash invested stands at 24.27% in year one. Equity gained on principal adds $968/yr while 5% annual appreciation supports $41,442 over five years. Portfolio math shows five-year ROI at 126.37% and total cumulative return in cash at $62,838. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,126/mo property income against a $734/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1900

5,600 sqft lot

$N/A/sqft

No HOA

More details about the property

This home offers great potential for those ready to make it shine again! The first floor features a good-sized kitchen, dining room, and a convenient first-floor bedroom. The bathroom could use some updating, but the layout offers a solid foundation. Upstairs are two additional bedrooms, including a spacious primary, plus a versatile bonus room ideal for an office or playroom. The adjacent lot was acquired years ago, providing plenty of parking and outdoor space. Offer deadline is Sunday Nov 16th 5pm.

Neighborhood Data

Neighborhood data shown for ZIP Code: 01331, Athol, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	6,173 (100%)
Owner Occupied HU	4,237 (68.6%)
Renter Occupied HU	1,445 (23.4%)
Vacant Housing Units	491 ( 8.0%)
Median Home Value	$361,565
Average Home Value	$432,564