31 Belden AveSodusNY14551
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 31 Belden Ave, Sodus, NY, 14551 in Sodus hard to pass up. The 25.43% gross yield on a $189,900 purchase results in $4,024/mo in rent and $2,755/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (4.71). Annual cash flow of $33,066, five-year appreciation of $52,466, and $1,749/yr in equity build-up combine for a projected total cumulative return of $249,786.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 25.4% | 6.2% |
| Monthly Cash Flow | $2,755 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,024 |
| Total Monthly Debt Service | $1,193 |
| DSCR Ratio | 3.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14551, Sodus, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,600 (100%) |
| Owner Occupied HU | 1,639 (63.0%) |
| Renter Occupied HU | 567 (21.8%) |
| Vacant Housing Units | 394 (15.2%) |
| Median Home Value | $162,500 |
| Average Home Value | $241,672 |
Housing Distribution
Address Breakdown
Residential
2,146
Single Family
2,074
Multi-Family
72
Businesses
154
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14551, Sodus, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,600 (100%) |
| Owner Occupied HU | 1,639 (63.0%) |
| Renter Occupied HU | 567 (21.8%) |
| Vacant Housing Units | 394 (15.2%) |
| Median Home Value | $162,500 |
| Average Home Value | $241,672 |
Housing Distribution
Address Breakdown
Residential
2,146
Single Family
2,074
Multi-Family
72
Businesses
154
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices