31 14th StreetBohemiaNY11716
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 31 14th Street, Bohemia, NY, 11716 in Bohemia at $579,999 earns $4,028/mo in rent and nets $155/mo after the $2,608/mo payment, a 8.33% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $160,243 over five years. Ziffy Mortgage underwrites this on a 1.54 DSCR without U.S. credit history. With $5,342/yr in principal paydown, total projected return reaches $231,137.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $155 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,028 |
| Total Monthly Debt Service | $3,642 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
7,841 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11716, Bohemia, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,936 (100%) |
| Owner Occupied HU | 2,999 (76.2%) |
| Renter Occupied HU | 783 (19.9%) |
| Vacant Housing Units | 154 ( 3.9%) |
| Median Home Value | $564,578 |
| Average Home Value | $571,648 |
Housing Distribution
Address Breakdown
Residential
3,736
Single Family
3,736
Multi-Family
0
Businesses
1,482
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
7,841 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11716, Bohemia, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,936 (100%) |
| Owner Occupied HU | 2,999 (76.2%) |
| Renter Occupied HU | 783 (19.9%) |
| Vacant Housing Units | 154 ( 3.9%) |
| Median Home Value | $564,578 |
| Average Home Value | $571,648 |
Housing Distribution
Address Breakdown
Residential
3,736
Single Family
3,736
Multi-Family
0
Businesses
1,482
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices