30W073 Penny LnWarrenvilleIL60555
INVESTMENT ANALYSIS
Investment Verdict
Solid Income30W073 Penny Ln, Warrenville, IL, 60555 in Warrenville carries a 1.56 coverage ratio, rent of $2,248/mo is 1.56 times the $1,437/mo payment. Rental yield 8.44%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $319,600 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $88,300; total projected cumulative return: $124,268.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.0% |
| Monthly Cash Flow | $(334) | $300 |
City averages based on Warrenville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,248 |
| Total Monthly Debt Service | $2,090 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1991
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1991
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Linda Schramm • Baird & Warner
Mls Name: MRED as distributed by MLS GRID
Mls ID: #12569002