30874 Highway 76HoustonMN55943
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 30874 Highway 76, Houston, MN, 55943 in Houston offers a clean, manageable entry. Rental yield 6.46%. DSCR 1.20 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $220,998 in additional property value over five years, with $7,367/yr in principal equity building ownership stake. Total projected cumulative return: $259,198.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 8.0% |
| Monthly Cash Flow | $(689) | $350 |
City averages based on Houston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,306 |
| Total Monthly Debt Service | $4,677 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55943, Houston, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,469 (100%) |
| Owner Occupied HU | 1,084 (73.8%) |
| Renter Occupied HU | 248 (16.9%) |
| Vacant Housing Units | 137 ( 9.3%) |
| Median Home Value | $353,810 |
| Average Home Value | $472,078 |
Housing Distribution
Address Breakdown
Residential
1,132
Single Family
1,110
Multi-Family
22
Businesses
80
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55943, Houston, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,469 (100%) |
| Owner Occupied HU | 1,084 (73.8%) |
| Renter Occupied HU | 248 (16.9%) |
| Vacant Housing Units | 137 ( 9.3%) |
| Median Home Value | $353,810 |
| Average Home Value | $472,078 |
Housing Distribution
Address Breakdown
Residential
1,132
Single Family
1,110
Multi-Family
22
Businesses
80
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Angie Wilson • Gerrard-Hoeschler, REALTORS
Mls Name: WIREX MLS
Mls Provider:
Mls ID: #1905698
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.