3081 Robinson Renaker RdBerryKY41003
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 3081 Robinson Renaker Rd, Berry, KY, 41003 in Berry deserves attention. This $265,000 property earns $2,772/mo in rent, a 12.55% gross yield, and nets $1,159/mo after the $1,192/mo payment. DSCR 2.33 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $73,215 compounds alongside $2,441/yr in yearly equity build, for a total cumulative return of $174,967.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.6% | 7.0% |
| Monthly Cash Flow | $1,159 | $300 |
City averages based on Berry market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,772 |
| Total Monthly Debt Service | $1,507 |
| DSCR Ratio | 1.84x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
2.88 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41003, Berry, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,125 (100%) |
| Owner Occupied HU | 775 (68.9%) |
| Renter Occupied HU | 201 (17.9%) |
| Vacant Housing Units | 149 (13.2%) |
| Median Home Value | $201,667 |
| Average Home Value | $257,335 |
Housing Distribution
Address Breakdown
Residential
1,058
Single Family
1,057
Multi-Family
1
Businesses
16
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
2.88 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41003, Berry, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,125 (100%) |
| Owner Occupied HU | 775 (68.9%) |
| Renter Occupied HU | 201 (17.9%) |
| Vacant Housing Units | 149 (13.2%) |
| Median Home Value | $201,667 |
| Average Home Value | $257,335 |
Housing Distribution
Address Breakdown
Residential
1,058
Single Family
1,057
Multi-Family
1
Businesses
16
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices