3072 Spoonwood WaySacramentoCA95833
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow3072 Spoonwood Way, Sacramento, CA, 95833 in Sacramento is a top-tier cash-flow asset. At $501,000 it produces $4,622/mo in rent and $1,386/mo in net monthly income, a 11.07% gross rental yield. The DSCR of 2.05 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $16,637. Five-year appreciation adds $138,417, driving a total cumulative return of $279,775.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 4.8% |
| Monthly Cash Flow | $1,386 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,622 |
| Total Monthly Debt Service | $3,037 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
5,253 sqft lot
$N/A/sqft
$67 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95833, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,279 (100%) |
| Owner Occupied HU | 7,342 (45.1%) |
| Renter Occupied HU | 8,328 (51.2%) |
| Vacant Housing Units | 609 ( 3.7%) |
| Median Home Value | $494,585 |
| Average Home Value | $552,164 |
Housing Distribution
Address Breakdown
Residential
16,008
Single Family
12,566
Multi-Family
3,442
Businesses
684
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
5,253 sqft lot
$N/A/sqft
$67 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95833, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,279 (100%) |
| Owner Occupied HU | 7,342 (45.1%) |
| Renter Occupied HU | 8,328 (51.2%) |
| Vacant Housing Units | 609 ( 3.7%) |
| Median Home Value | $494,585 |
| Average Home Value | $552,164 |
Housing Distribution
Address Breakdown
Residential
16,008
Single Family
12,566
Multi-Family
3,442
Businesses
684
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices