3071 Donegal CtWaldorfMD20602
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow3071 Donegal Ct, Waldorf, MD, 20602 in Waldorf is a top-tier cash-flow asset. At $310,000 it produces $2,687/mo in rent and $759/mo in net monthly income, a 10.4% gross rental yield. The DSCR of 1.93 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $9,105. Five-year appreciation adds $85,647, driving a total cumulative return of $166,452.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.5% |
| Monthly Cash Flow | $759 | $450 |
City averages based on Waldorf market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,687 |
| Total Monthly Debt Service | $1,805 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20602, Waldorf, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,183 (100%) |
| Owner Occupied HU | 7,497 (67.0%) |
| Renter Occupied HU | 3,296 (29.5%) |
| Vacant Housing Units | 390 ( 3.5%) |
| Median Home Value | $367,810 |
| Average Home Value | $402,566 |
Housing Distribution
Address Breakdown
Residential
10,789
Single Family
9,604
Multi-Family
1,185
Businesses
662
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20602, Waldorf, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,183 (100%) |
| Owner Occupied HU | 7,497 (67.0%) |
| Renter Occupied HU | 3,296 (29.5%) |
| Vacant Housing Units | 390 ( 3.5%) |
| Median Home Value | $367,810 |
| Average Home Value | $402,566 |
Housing Distribution
Address Breakdown
Residential
10,789
Single Family
9,604
Multi-Family
1,185
Businesses
662
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices