307 W Walnut StClevelandMO64734
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow307 W Walnut St, Cleveland, MO, 64734 in Cleveland earns its strong cash-flow label: 22.59% yield, $2,502/mo rent, $1,632/mo net income, DSCR 4.18. The $132,900 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $36,718 by year five. Combined with $1,224/yr in principal paydown, total projected return reaches $155,625.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 22.6% | 6.2% |
| Monthly Cash Flow | $1,632 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,502 |
| Total Monthly Debt Service | $817 |
| DSCR Ratio | 3.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64734, Cleveland, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 842 (100%) |
| Owner Occupied HU | 688 (81.7%) |
| Renter Occupied HU | 91 (10.8%) |
| Vacant Housing Units | 63 ( 7.5%) |
| Median Home Value | $378,161 |
| Average Home Value | $450,145 |
Housing Distribution
Address Breakdown
Residential
768
Single Family
768
Multi-Family
0
Businesses
53
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64734, Cleveland, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 842 (100%) |
| Owner Occupied HU | 688 (81.7%) |
| Renter Occupied HU | 91 (10.8%) |
| Vacant Housing Units | 63 ( 7.5%) |
| Median Home Value | $378,161 |
| Average Home Value | $450,145 |
Housing Distribution
Address Breakdown
Residential
768
Single Family
768
Multi-Family
0
Businesses
53
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices