307 N F St #101OxnardCA93030
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 307 N F St #101, Oxnard, CA, 93030 in Oxnard hard to pass up. The 10.86% gross yield on a $630,000 purchase results in $5,700/mo in rent and $1,441/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.01). Annual cash flow of $17,289, five-year appreciation of $174,057, and $5,802/yr in equity build-up combine for a projected total cumulative return of $333,188.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 5.5% |
| Monthly Cash Flow | $1,441 | $200 |
City averages based on Oxnard market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,700 |
| Total Monthly Debt Service | $4,009 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2023
N/A lot
$N/A/sqft
$362 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93030, Oxnard, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,855 (100%) |
| Owner Occupied HU | 7,297 (46.0%) |
| Renter Occupied HU | 8,152 (51.4%) |
| Vacant Housing Units | 406 ( 2.6%) |
| Median Home Value | $688,476 |
| Average Home Value | $706,236 |
Housing Distribution
Address Breakdown
Residential
15,233
Single Family
11,819
Multi-Family
3,414
Businesses
2,100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2023
N/A lot
$N/A/sqft
$362 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93030, Oxnard, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,855 (100%) |
| Owner Occupied HU | 7,297 (46.0%) |
| Renter Occupied HU | 8,152 (51.4%) |
| Vacant Housing Units | 406 ( 2.6%) |
| Median Home Value | $688,476 |
| Average Home Value | $706,236 |
Housing Distribution
Address Breakdown
Residential
15,233
Single Family
11,819
Multi-Family
3,414
Businesses
2,100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices