30685 264th StWittenSD57584
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow30685 264th St, Witten, SD, 57584 in Witten is a top-tier cash-flow asset. At $475,000 it produces $8,939/mo in rent and $5,937/mo in net monthly income, a 22.58% gross rental yield. The DSCR of 4.18 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $71,244. Five-year appreciation adds $131,234, driving a total cumulative return of $562,490.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 22.6% | 6.2% |
| Monthly Cash Flow | $5,937 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $8,939 |
| Total Monthly Debt Service | $2,813 |
| DSCR Ratio | 3.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
11 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 57584, Witten, SD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 65 (100%) |
| Owner Occupied HU | 23 (35.4%) |
| Renter Occupied HU | 11 (16.9%) |
| Vacant Housing Units | 31 (47.7%) |
| Median Home Value | $168,750 |
| Average Home Value | $324,348 |
Housing Distribution
Address Breakdown
Residential
31
Single Family
31
Multi-Family
0
Businesses
5
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
11 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 57584, Witten, SD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 65 (100%) |
| Owner Occupied HU | 23 (35.4%) |
| Renter Occupied HU | 11 (16.9%) |
| Vacant Housing Units | 31 (47.7%) |
| Median Home Value | $168,750 |
| Average Home Value | $324,348 |
Housing Distribution
Address Breakdown
Residential
31
Single Family
31
Multi-Family
0
Businesses
5
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
No similar price properties found nearby.