3066 5th StBiggsCA95917
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow3066 5th St, Biggs, CA, 95917 in Biggs is a top-tier cash-flow asset. At $259,000 it produces $3,407/mo in rent and $1,805/mo in net monthly income, a 15.78% gross rental yield. The DSCR of 2.92 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $21,655. Five-year appreciation adds $71,557, driving a total cumulative return of $214,349.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.8% | 6.0% |
| Monthly Cash Flow | $1,805 | $300 |
City averages based on Biggs market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,407 |
| Total Monthly Debt Service | $1,499 |
| DSCR Ratio | 2.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95917, Biggs, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,143 (100%) |
| Owner Occupied HU | 759 (66.4%) |
| Renter Occupied HU | 303 (26.5%) |
| Vacant Housing Units | 81 ( 7.1%) |
| Median Home Value | $460,497 |
| Average Home Value | $553,854 |
Housing Distribution
Address Breakdown
Residential
569
Single Family
569
Multi-Family
0
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95917, Biggs, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,143 (100%) |
| Owner Occupied HU | 759 (66.4%) |
| Renter Occupied HU | 303 (26.5%) |
| Vacant Housing Units | 81 ( 7.1%) |
| Median Home Value | $460,497 |
| Average Home Value | $553,854 |
Housing Distribution
Address Breakdown
Residential
569
Single Family
569
Multi-Family
0
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices