306 Jefferson AveBig RockIL60511
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 306 Jefferson Ave, Big Rock, IL, 60511 in Big Rock deserves attention. This $379,500 property earns $4,744/mo in rent, a 15% gross yield, and nets $2,111/mo after the $1,706/mo payment. DSCR 2.78 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $104,849 compounds alongside $3,495/yr in yearly equity build, for a total cumulative return of $281,098.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15% | 6.0% |
| Monthly Cash Flow | $2,111 | $300 |
City averages based on Big Rock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,744 |
| Total Monthly Debt Service | $2,481 |
| DSCR Ratio | 1.91x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
0.97 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60511, Big Rock, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 699 (100%) |
| Owner Occupied HU | 585 (83.7%) |
| Renter Occupied HU | 80 (11.4%) |
| Vacant Housing Units | 34 ( 4.9%) |
| Median Home Value | $350,278 |
| Average Home Value | $408,132 |
Housing Distribution
Address Breakdown
Residential
510
Single Family
510
Multi-Family
0
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
0.97 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60511, Big Rock, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 699 (100%) |
| Owner Occupied HU | 585 (83.7%) |
| Renter Occupied HU | 80 (11.4%) |
| Vacant Housing Units | 34 ( 4.9%) |
| Median Home Value | $350,278 |
| Average Home Value | $408,132 |
Housing Distribution
Address Breakdown
Residential
510
Single Family
510
Multi-Family
0
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices