1444 Joshel CtGenevaIL60134
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 1444 Joshel Ct, Geneva, IL, 60134 in Geneva: $3,121/mo in rent, $709/mo net, 11.59% gross yield, all on a $323,300 acquisition. The 2.15 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $89,322 in value, and $2,978/yr in principal paydown steadily builds equity. Projected total cumulative return: $169,943.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 6.5% |
| Monthly Cash Flow | $709 | $250 |
City averages based on Geneva market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,121 |
| Total Monthly Debt Service | $2,284 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1990
696 sqft lot
$N/A/sqft
$170 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60134, Geneva, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,620 (100%) |
| Owner Occupied HU | 9,447 (81.3%) |
| Renter Occupied HU | 1,677 (14.4%) |
| Vacant Housing Units | 496 ( 4.3%) |
| Median Home Value | $461,452 |
| Average Home Value | $503,157 |
Housing Distribution
Address Breakdown
Residential
11,355
Single Family
10,155
Multi-Family
1,200
Businesses
1,410
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1990
696 sqft lot
$N/A/sqft
$170 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60134, Geneva, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,620 (100%) |
| Owner Occupied HU | 9,447 (81.3%) |
| Renter Occupied HU | 1,677 (14.4%) |
| Vacant Housing Units | 496 ( 4.3%) |
| Median Home Value | $461,452 |
| Average Home Value | $503,157 |
Housing Distribution
Address Breakdown
Residential
11,355
Single Family
10,155
Multi-Family
1,200
Businesses
1,410
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices