3058 W Emerald CirTucsonAZ85705
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Tucson rental at 3058 W Emerald Cir, Tucson, AZ, 85705 sits in the solid-income band: 9.98% gross yield, $1,698/mo rent, $491/mo net after the $918/mo debt service, DSCR 1.85. Entry price of $204,180 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $56,411 and $1,881/yr in principal reduction bring total cumulative return to $108,807.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.2% |
| Monthly Cash Flow | $491 | $450 |
City averages based on Tucson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,698 |
| Total Monthly Debt Service | $1,126 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1990
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85705, Tucson, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30,022 (100%) |
| Owner Occupied HU | 12,355 (41.2%) |
| Renter Occupied HU | 14,921 (49.7%) |
| Vacant Housing Units | 2,746 ( 9.1%) |
| Median Home Value | $167,879 |
| Average Home Value | $243,347 |
Housing Distribution
Address Breakdown
Residential
25,203
Single Family
20,778
Multi-Family
4,425
Businesses
2,392
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1990
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85705, Tucson, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30,022 (100%) |
| Owner Occupied HU | 12,355 (41.2%) |
| Renter Occupied HU | 14,921 (49.7%) |
| Vacant Housing Units | 2,746 ( 9.1%) |
| Median Home Value | $167,879 |
| Average Home Value | $243,347 |
Housing Distribution
Address Breakdown
Residential
25,203
Single Family
20,778
Multi-Family
4,425
Businesses
2,392
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Matthew Skidmore • KMS Realty
Mls Name: MLS of Southern Arizona
Mls Provider:
Mls ID: #22514035
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