3052 Wellington LnDaytonOH45449
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 3052 Wellington Ln, Dayton, OH, 45449 in Dayton is capital appreciation. Rental yield 3.3%. The 3.3% gross yield at $447,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $123,498 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.61) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $57,455.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.3% | 8.1% |
| Monthly Cash Flow | $(1,756) | $450 |
City averages based on Dayton market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,230 |
| Total Monthly Debt Service | $2,808 |
| DSCR Ratio | 0.44x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
8,407 sqft lot
$N/A/sqft
$550 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
8,407 sqft lot
$N/A/sqft
$550 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Daniel Tartabini • New Advantage Ltd
Mls Name: DABR MLS
Mls Provider:
Mls ID: #937158
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