3051 Sage Creek Rd UNIT D22Fort CollinsCO80528
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderCapital preservation and steady income define 3051 Sage Creek Rd UNIT D22, Fort Collins, CO, 80528 in Fort Collins. Rental yield 7.65%. The 1.42 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $114,657 and $3,822/yr in principal reduction project total return of $153,435.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 5.8% |
| Monthly Cash Flow | $(71) | $1,850 |
City averages based on Fort Collins market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,647 |
| Total Monthly Debt Service | $2,553 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2000
1,131 sqft lot
$N/A/sqft
$300 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80528, Fort Collins, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,915 (100%) |
| Owner Occupied HU | 6,596 (66.5%) |
| Renter Occupied HU | 2,831 (28.6%) |
| Vacant Housing Units | 488 ( 4.9%) |
| Median Home Value | $708,261 |
| Average Home Value | $764,312 |
Housing Distribution
Address Breakdown
Residential
9,636
Single Family
7,802
Multi-Family
1,834
Businesses
353
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2000
1,131 sqft lot
$N/A/sqft
$300 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80528, Fort Collins, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,915 (100%) |
| Owner Occupied HU | 6,596 (66.5%) |
| Renter Occupied HU | 2,831 (28.6%) |
| Vacant Housing Units | 488 ( 4.9%) |
| Median Home Value | $708,261 |
| Average Home Value | $764,312 |
Housing Distribution
Address Breakdown
Residential
9,636
Single Family
7,802
Multi-Family
1,834
Businesses
353
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices