305 Thornsberry Rd UNIT ILake OzarkMO65049
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 305 Thornsberry Rd UNIT I, Lake Ozark, MO, 65049 in Lake Ozark fits: $583,600, 5.81% gross yield, and a projected 5% annual appreciation rate adding $161,238 in value within five years. Rental yield 5.81%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.08) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $5,375/yr in principal paydown and $161,238 in appreciation project a total return of $169,427.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 6.2% |
| Monthly Cash Flow | $(807) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,827 |
| Total Monthly Debt Service | $3,402 |
| DSCR Ratio | 0.83x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2016
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65049, Lake Ozark, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,652 (100%) |
| Owner Occupied HU | 2,621 (30.3%) |
| Renter Occupied HU | 769 ( 8.9%) |
| Vacant Housing Units | 5,262 (60.8%) |
| Median Home Value | $397,826 |
| Average Home Value | $465,494 |
Housing Distribution
Address Breakdown
Residential
4,092
Single Family
4,092
Multi-Family
0
Businesses
522
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2016
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65049, Lake Ozark, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,652 (100%) |
| Owner Occupied HU | 2,621 (30.3%) |
| Renter Occupied HU | 769 ( 8.9%) |
| Vacant Housing Units | 5,262 (60.8%) |
| Median Home Value | $397,826 |
| Average Home Value | $465,494 |
Housing Distribution
Address Breakdown
Residential
4,092
Single Family
4,092
Multi-Family
0
Businesses
522
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A