305 Straight Creek Dr #ADillonCO80435
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who value predictability will appreciate 305 Straight Creek Dr #A, Dillon, CO, 80435 in Dillon. At $985,000 it earns $5,958/mo in rent and distributes $218/mo to the owner after the $4,429/mo payment, a consistent 7.26% yield. DSCR 1.35 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $272,137 in value; $9,072/yr in principal paydown compounds ownership stake. Total projected return: $385,968.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 6.0% |
| Monthly Cash Flow | $218 | $300 |
City averages based on Dillon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,958 |
| Total Monthly Debt Service | $5,349 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1996
8,049 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80435, Dillon, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,027 (100%) |
| Owner Occupied HU | 1,945 (24.2%) |
| Renter Occupied HU | 1,398 (17.4%) |
| Vacant Housing Units | 4,684 (58.4%) |
| Median Home Value | $927,851 |
| Average Home Value | $1,076,991 |
Housing Distribution
Address Breakdown
Residential
1,667
Single Family
1,390
Multi-Family
277
Businesses
361
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1996
8,049 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80435, Dillon, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,027 (100%) |
| Owner Occupied HU | 1,945 (24.2%) |
| Renter Occupied HU | 1,398 (17.4%) |
| Vacant Housing Units | 4,684 (58.4%) |
| Median Home Value | $927,851 |
| Average Home Value | $1,076,991 |
Housing Distribution
Address Breakdown
Residential
1,667
Single Family
1,390
Multi-Family
277
Businesses
361
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices