305 Rowland LnLine LexingtonPA18932
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 305 Rowland Ln, Line Lexington, PA, 18932 in Line Lexington speaks for itself: 10.24% gross on a $1,125,000 price, generating $9,598/mo in rent and $2,026/mo in net income after the $5,059/mo debt service. DSCR 1.90, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $24,308 stacks alongside $310,817 in projected five-year appreciation and $10,361/yr in principal reduction. Projected total cumulative return: $559,609.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.2% |
| Monthly Cash Flow | $2,026 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $9,598 |
| Total Monthly Debt Service | $7,124 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2019
0.50 Acres lot
$N/A/sqft
$200 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18932, Line Lexington, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 270 (100%) |
| Owner Occupied HU | 239 (88.5%) |
| Renter Occupied HU | 24 ( 8.9%) |
| Vacant Housing Units | 7 ( 2.6%) |
| Median Home Value | $497,273 |
| Average Home Value | $619,487 |
Housing Distribution
Address Breakdown
Residential
213
Single Family
213
Multi-Family
0
Businesses
47
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2019
0.50 Acres lot
$N/A/sqft
$200 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18932, Line Lexington, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 270 (100%) |
| Owner Occupied HU | 239 (88.5%) |
| Renter Occupied HU | 24 ( 8.9%) |
| Vacant Housing Units | 7 ( 2.6%) |
| Median Home Value | $497,273 |
| Average Home Value | $619,487 |
Housing Distribution
Address Breakdown
Residential
213
Single Family
213
Multi-Family
0
Businesses
47
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices