305 North State STREETChiltonWI53014
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowNot flashy, but dependably profitable, 305 North State STREET, Chilton, WI, 53014 in Chilton is listed at $201,000 and delivers $1,732/mo in rent and $383/mo in net monthly cash flow. The 10.34% yield and 1.92 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $55,533 over five years, and $1,851/yr in principal reduction supplements cash return. Total projected cumulative return: $101,319.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.2% |
| Monthly Cash Flow | $383 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,732 |
| Total Monthly Debt Service | $1,269 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53014, Chilton, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,868 (100%) |
| Owner Occupied HU | 2,574 (66.5%) |
| Renter Occupied HU | 943 (24.4%) |
| Vacant Housing Units | 351 ( 9.1%) |
| Median Home Value | $284,119 |
| Average Home Value | $325,824 |
Housing Distribution
Address Breakdown
Residential
3,654
Single Family
3,405
Multi-Family
249
Businesses
230
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53014, Chilton, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,868 (100%) |
| Owner Occupied HU | 2,574 (66.5%) |
| Renter Occupied HU | 943 (24.4%) |
| Vacant Housing Units | 351 ( 9.1%) |
| Median Home Value | $284,119 |
| Average Home Value | $325,824 |
Housing Distribution
Address Breakdown
Residential
3,654
Single Family
3,405
Multi-Family
249
Businesses
230
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
