305 Kerry StEaton RapidsMI48827
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Eaton Rapids rentals match the income profile of 305 Kerry St, Eaton Rapids, MI, 48827. Listed at $419,900, gross rent is $6,593/mo and net cash flow is $3,824/mo, a 18.84% yield well above national averages. DSCR 3.49 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $116,011 by year five with $3,867/yr in annual principal reduction, projecting $406,096 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 18.8% | 7.5% |
| Monthly Cash Flow | $3,824 | $220 |
City averages based on Eaton Rapids market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,593 |
| Total Monthly Debt Service | $2,602 |
| DSCR Ratio | 2.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
0.75 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
0.75 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices