305 E Calvert StTroupTX75789
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow305 E Calvert St, Troup, TX, 75789 in Troup earns its strong cash-flow label: 32.27% yield, $5,513/mo rent, $4,055/mo net income, DSCR 5.98. The $205,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $56,638 by year five. Combined with $1,888/yr in principal paydown, total projected return reaches $339,513.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 32.3% | 6.2% |
| Monthly Cash Flow | $4,055 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,513 |
| Total Monthly Debt Service | $1,376 |
| DSCR Ratio | 4.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1915
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75789, Troup, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,596 (100%) |
| Owner Occupied HU | 2,627 (73.1%) |
| Renter Occupied HU | 630 (17.5%) |
| Vacant Housing Units | 339 ( 9.4%) |
| Median Home Value | $266,511 |
| Average Home Value | $326,061 |
Housing Distribution
Address Breakdown
Residential
3,320
Single Family
3,310
Multi-Family
10
Businesses
163
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1915
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75789, Troup, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,596 (100%) |
| Owner Occupied HU | 2,627 (73.1%) |
| Renter Occupied HU | 630 (17.5%) |
| Vacant Housing Units | 339 ( 9.4%) |
| Median Home Value | $266,511 |
| Average Home Value | $326,061 |
Housing Distribution
Address Breakdown
Residential
3,320
Single Family
3,310
Multi-Family
10
Businesses
163
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices