305 Bazinsky RdVicksburgMS39180
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid, durable, and financeable, 305 Bazinsky Rd, Vicksburg, MS, 39180 in Vicksburg earns a 11.82% gross yield at $119,980. Rent of $1,182/mo nets $448/mo after the $540/mo mortgage. The 2.19 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $33,148 and $1,105/yr in equity accumulation project a total cumulative return of $74,294.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 7.4% |
| Monthly Cash Flow | $448 | $420 |
City averages based on Vicksburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,182 |
| Total Monthly Debt Service | $686 |
| DSCR Ratio | 1.72x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
0.44 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
0.44 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tommy Majek • Metro Realty, LLC
Mls Name: MLS United
Mls ID: #4115488
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.