304 Warren StComoMS38619
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 304 Warren St, Como, MS, 38619 in Como. At $125,000 it earns $1,084/mo in rent and distributes $319/mo to the owner after the $562/mo payment, a consistent 10.4% yield. DSCR 1.93 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $34,535 in value; $1,151/yr in principal paydown compounds ownership stake. Total projected return: $67,903.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.2% |
| Monthly Cash Flow | $319 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,084 |
| Total Monthly Debt Service | $715 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1967
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38619, Como, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,575 (100%) |
| Owner Occupied HU | 1,586 (61.6%) |
| Renter Occupied HU | 499 (19.4%) |
| Vacant Housing Units | 490 (19.0%) |
| Median Home Value | $157,576 |
| Average Home Value | $185,777 |
Housing Distribution
Address Breakdown
Residential
1,869
Single Family
1,845
Multi-Family
24
Businesses
86
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1967
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38619, Como, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,575 (100%) |
| Owner Occupied HU | 1,586 (61.6%) |
| Renter Occupied HU | 499 (19.4%) |
| Vacant Housing Units | 490 (19.0%) |
| Median Home Value | $157,576 |
| Average Home Value | $185,777 |
Housing Distribution
Address Breakdown
Residential
1,869
Single Family
1,845
Multi-Family
24
Businesses
86
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Saira Khan • Sweet Home Realty Group
Mls Name: MLS United
Mls ID: #4086772
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2024 MLS United, LLC.