304 Valley View DrBeaver DamKY42320
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 304 Valley View Dr, Beaver Dam, KY, 42320 in Beaver Dam speaks for itself: 22.51% gross on a $159,900 price, generating $3,000/mo in rent and $2,027/mo in net income after the $719/mo debt service. DSCR 4.17, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $24,322 stacks alongside $44,177 in projected five-year appreciation and $1,473/yr in principal reduction. Projected total cumulative return: $191,023.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 22.5% | 6.2% |
| Monthly Cash Flow | $2,027 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,000 |
| Total Monthly Debt Service | $910 |
| DSCR Ratio | 3.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42320, Beaver Dam, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,352 (100%) |
| Owner Occupied HU | 2,152 (64.2%) |
| Renter Occupied HU | 915 (27.3%) |
| Vacant Housing Units | 285 ( 8.5%) |
| Median Home Value | $151,118 |
| Average Home Value | $181,388 |
Housing Distribution
Address Breakdown
Residential
3,380
Single Family
3,377
Multi-Family
3
Businesses
244
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42320, Beaver Dam, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,352 (100%) |
| Owner Occupied HU | 2,152 (64.2%) |
| Renter Occupied HU | 915 (27.3%) |
| Vacant Housing Units | 285 ( 8.5%) |
| Median Home Value | $151,118 |
| Average Home Value | $181,388 |
Housing Distribution
Address Breakdown
Residential
3,380
Single Family
3,377
Multi-Family
3
Businesses
244
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: April Madden • CENTURY 21 Prestige
Mls Name: Greater Owensboro Realtor Association
Mls ID: #93057