304 Stonemont DrAtlantaGA30305
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 304 Stonemont Dr, Atlanta, GA, 30305 in Atlanta. At $915,000 it earns $6,727/mo in rent and distributes $1,158/mo to the owner after the $4,114/mo payment, a consistent 8.82% yield. DSCR 1.64 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $252,798 in value; $8,427/yr in principal paydown compounds ownership stake. Total projected return: $421,086.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 4.8% |
| Monthly Cash Flow | $1,158 | $1,850 |
City averages based on Atlanta market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,727 |
| Total Monthly Debt Service | $5,205 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2015
958.32 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30305, Atlanta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,633 (100%) |
| Owner Occupied HU | 8,562 (41.5%) |
| Renter Occupied HU | 9,607 (46.6%) |
| Vacant Housing Units | 2,464 (11.9%) |
| Median Home Value | $850,444 |
| Average Home Value | $968,483 |
Housing Distribution
Address Breakdown
Residential
18,494
Single Family
7,863
Multi-Family
10,631
Businesses
1,985
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2015
958.32 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30305, Atlanta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,633 (100%) |
| Owner Occupied HU | 8,562 (41.5%) |
| Renter Occupied HU | 9,607 (46.6%) |
| Vacant Housing Units | 2,464 (11.9%) |
| Median Home Value | $850,444 |
| Average Home Value | $968,483 |
Housing Distribution
Address Breakdown
Residential
18,494
Single Family
7,863
Multi-Family
10,631
Businesses
1,985
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices