3031 Coral CtSan JoseCA95121
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 3031 Coral Ct, San Jose, CA, 95121 in San Jose: $11,770/mo in rent, $3,109/mo net, 10.09% gross yield, all on a $1,399,999 acquisition. The 1.87 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $386,794 in value, and $12,894/yr in principal paydown steadily builds equity. Projected total cumulative return: $730,935.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.0% |
| Monthly Cash Flow | $3,109 | $500 |
City averages based on San Jose market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $11,770 |
| Total Monthly Debt Service | $8,104 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
6,970 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95121, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,582 (100%) |
| Owner Occupied HU | 6,754 (70.5%) |
| Renter Occupied HU | 2,562 (26.7%) |
| Vacant Housing Units | 266 ( 2.8%) |
| Median Home Value | $1,053,157 |
| Average Home Value | $1,210,630 |
Housing Distribution
Address Breakdown
Residential
9,795
Single Family
9,652
Multi-Family
143
Businesses
369
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
6,970 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95121, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,582 (100%) |
| Owner Occupied HU | 6,754 (70.5%) |
| Renter Occupied HU | 2,562 (26.7%) |
| Vacant Housing Units | 266 ( 2.8%) |
| Median Home Value | $1,053,157 |
| Average Home Value | $1,210,630 |
Housing Distribution
Address Breakdown
Residential
9,795
Single Family
9,652
Multi-Family
143
Businesses
369
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices