303 Orchard StKitzmillerMD21538



INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 303 Orchard St, Kitzmiller, MD, 21538 in Kitzmiller. Rental yield 0%. At $179,000 with 0% gross yield, current distributions are modest, but the 5% appreciation rate projects $49,454 in new equity by year five, complemented by $1,649/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.00) allows non-U.S. residents to acquire without W-2s or domestic credit.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 7.2% |
| Monthly Cash Flow | $0 | $350 |
City averages based on Kitzmiller market data in our database. Property projections are estimates.
Single Family
Built in 1948
1.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21538, Kitzmiller, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 313 (100%) |
| Owner Occupied HU | 234 (74.8%) |
| Renter Occupied HU | 33 (10.5%) |
| Vacant Housing Units | 46 (14.7%) |
| Median Home Value | $301,869 |
| Average Home Value | $254,573 |
Housing Distribution
Address Breakdown
Residential
188
Single Family
188
Multi-Family
0
Businesses
9



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1948
1.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21538, Kitzmiller, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 313 (100%) |
| Owner Occupied HU | 234 (74.8%) |
| Renter Occupied HU | 33 (10.5%) |
| Vacant Housing Units | 46 (14.7%) |
| Median Home Value | $301,869 |
| Average Home Value | $254,573 |
Housing Distribution
Address Breakdown
Residential
188
Single Family
188
Multi-Family
0
Businesses
9
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices







