303 N 4th StLavacaAR72941
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Lavaca rental at 303 N 4th St, Lavaca, AR, 72941 sits in the solid-income band: 10.55% gross yield, $1,574/mo rent, $417/mo net after the $688/mo debt service, DSCR 2.29. Entry price of $153,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $42,271 and $1,409/yr in principal reduction bring total cumulative return to $100,041.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.2% |
| Monthly Cash Flow | $417 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,574 |
| Total Monthly Debt Service | $859 |
| DSCR Ratio | 1.83x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72941, Lavaca, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,375 (100%) |
| Owner Occupied HU | 1,743 (73.4%) |
| Renter Occupied HU | 462 (19.5%) |
| Vacant Housing Units | 170 ( 7.2%) |
| Median Home Value | $219,789 |
| Average Home Value | $236,343 |
Housing Distribution
Address Breakdown
Residential
1,957
Single Family
1,957
Multi-Family
0
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72941, Lavaca, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,375 (100%) |
| Owner Occupied HU | 1,743 (73.4%) |
| Renter Occupied HU | 462 (19.5%) |
| Vacant Housing Units | 170 ( 7.2%) |
| Median Home Value | $219,789 |
| Average Home Value | $236,343 |
Housing Distribution
Address Breakdown
Residential
1,957
Single Family
1,957
Multi-Family
0
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Stan Robison • Keller Williams Platinum Realty
Mls Name: Western River Valley BOR
Mls ID: #1081055
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.