303 Collins Estate AveCentervilleGA31028
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderFor first-time U.S. investors or those diversifying conservatively, 303 Collins Estate Ave, Centerville, GA, 31028 in Centerville offers a clean, manageable entry. Rental yield 7.09%. DSCR 1.37 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $95,179 in additional property value over five years, with $3,173/yr in principal equity building ownership stake. Total projected cumulative return: $128,965.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 6.0% |
| Monthly Cash Flow | $(111) | $300 |
City averages based on Centerville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,126 |
| Total Monthly Debt Service | $2,016 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
0.61 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31028, Centerville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,663 (100%) |
| Owner Occupied HU | 1,925 (72.3%) |
| Renter Occupied HU | 618 (23.2%) |
| Vacant Housing Units | 120 ( 4.5%) |
| Median Home Value | $227,220 |
| Average Home Value | $258,292 |
Housing Distribution
Address Breakdown
Residential
2,732
Single Family
2,333
Multi-Family
399
Businesses
247
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
0.61 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31028, Centerville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,663 (100%) |
| Owner Occupied HU | 1,925 (72.3%) |
| Renter Occupied HU | 618 (23.2%) |
| Vacant Housing Units | 120 ( 4.5%) |
| Median Home Value | $227,220 |
| Average Home Value | $258,292 |
Housing Distribution
Address Breakdown
Residential
2,732
Single Family
2,333
Multi-Family
399
Businesses
247
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brandi Faircloth • Robins Realty Group
Mls Name: MGMLS
Mls Provider:
Mls ID: #179576
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