3027 Desert Cloud AveRosamondCA93560
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow3027 Desert Cloud Ave, Rosamond, CA, 93560 in Rosamond is a top-tier cash-flow asset. At $499,095 it produces $5,070/mo in rent and $1,983/mo in net monthly income, a 12.19% gross rental yield. The DSCR of 2.26 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $23,790. Five-year appreciation adds $137,891, driving a total cumulative return of $316,854.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.2% | 5.0% |
| Monthly Cash Flow | $1,983 | $300 |
City averages based on Rosamond market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,070 |
| Total Monthly Debt Service | $2,889 |
| DSCR Ratio | 1.75x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
6,970 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93560, Rosamond, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,304 (100%) |
| Owner Occupied HU | 5,367 (64.6%) |
| Renter Occupied HU | 2,354 (28.3%) |
| Vacant Housing Units | 583 ( 7.0%) |
| Median Home Value | $371,221 |
| Average Home Value | $379,376 |
Housing Distribution
Address Breakdown
Residential
7,822
Single Family
7,481
Multi-Family
341
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
6,970 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93560, Rosamond, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,304 (100%) |
| Owner Occupied HU | 5,367 (64.6%) |
| Renter Occupied HU | 2,354 (28.3%) |
| Vacant Housing Units | 583 ( 7.0%) |
| Median Home Value | $371,221 |
| Average Home Value | $379,376 |
Housing Distribution
Address Breakdown
Residential
7,822
Single Family
7,481
Multi-Family
341
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices