3025 James Dr NWWessonMS39191
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Wesson rental at 3025 James Dr NW, Wesson, MS, 39191 sits in the solid-income band: 9.44% gross yield, $1,495/mo rent, $332/mo net after the $854/mo debt service, DSCR 1.75. Entry price of $190,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $52,494 and $1,750/yr in principal reduction bring total cumulative return to $93,435.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.2% |
| Monthly Cash Flow | $332 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,495 |
| Total Monthly Debt Service | $1,087 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39191, Wesson, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,549 (100%) |
| Owner Occupied HU | 2,725 (76.8%) |
| Renter Occupied HU | 456 (12.8%) |
| Vacant Housing Units | 368 (10.4%) |
| Median Home Value | $154,942 |
| Average Home Value | $191,664 |
Housing Distribution
Address Breakdown
Residential
3,266
Single Family
3,233
Multi-Family
33
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39191, Wesson, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,549 (100%) |
| Owner Occupied HU | 2,725 (76.8%) |
| Renter Occupied HU | 456 (12.8%) |
| Vacant Housing Units | 368 (10.4%) |
| Median Home Value | $154,942 |
| Average Home Value | $191,664 |
Housing Distribution
Address Breakdown
Residential
3,266
Single Family
3,233
Multi-Family
33
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Braden M Smith • SmallTown Hunting Properties & Real Estate
Mls Name: MLS United
Mls ID: #4117804