3025 California StOmahaNE68131
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 3025 California St, Omaha, NE, 68131 in Omaha is listed at $220,000 and delivers $1,693/mo in rent and $208/mo in net monthly cash flow. The 9.24% yield and 1.71 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $60,782 over five years, and $2,026/yr in principal reduction supplements cash return. Total projected cumulative return: $97,370.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $208 | $450 |
City averages based on Omaha market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,693 |
| Total Monthly Debt Service | $1,398 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1914
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68131, Omaha, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,991 (100%) |
| Owner Occupied HU | 1,552 (19.4%) |
| Renter Occupied HU | 5,369 (67.2%) |
| Vacant Housing Units | 1,070 (13.4%) |
| Median Home Value | $266,423 |
| Average Home Value | $329,447 |
Housing Distribution
Address Breakdown
Residential
7,068
Single Family
3,351
Multi-Family
3,717
Businesses
639
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1914
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68131, Omaha, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,991 (100%) |
| Owner Occupied HU | 1,552 (19.4%) |
| Renter Occupied HU | 5,369 (67.2%) |
| Vacant Housing Units | 1,070 (13.4%) |
| Median Home Value | $266,423 |
| Average Home Value | $329,447 |
Housing Distribution
Address Breakdown
Residential
7,068
Single Family
3,351
Multi-Family
3,717
Businesses
639
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices