30208 Temperanceville RdTemperancevilleVA23442
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 30208 Temperanceville Rd, Temperanceville, VA, 23442 in Temperanceville speaks for itself: 24.17% gross on a $108,000 price, generating $2,176/mo in rent and $1,530/mo in net income after the $486/mo debt service. DSCR 4.48, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $18,360 stacks alongside $29,838 in projected five-year appreciation and $995/yr in principal reduction. Projected total cumulative return: $139,312.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 24.2% | 6.2% |
| Monthly Cash Flow | $1,530 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,176 |
| Total Monthly Debt Service | $603 |
| DSCR Ratio | 3.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 192
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 23442, Temperanceville, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 532 (100%) |
| Owner Occupied HU | 330 (62.0%) |
| Renter Occupied HU | 94 (17.7%) |
| Vacant Housing Units | 108 (20.3%) |
| Median Home Value | $139,063 |
| Average Home Value | $191,727 |
Housing Distribution
Address Breakdown
Residential
384
Single Family
384
Multi-Family
0
Businesses
26
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 192
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 23442, Temperanceville, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 532 (100%) |
| Owner Occupied HU | 330 (62.0%) |
| Renter Occupied HU | 94 (17.7%) |
| Vacant Housing Units | 108 (20.3%) |
| Median Home Value | $139,063 |
| Average Home Value | $191,727 |
Housing Distribution
Address Breakdown
Residential
384
Single Family
384
Multi-Family
0
Businesses
26
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rebecca Lewis • Century 21 Harbor Realty
Mls Name: Eastern Shore AOR
Mls Provider:
Mls ID: #64335
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.