3020 Lower Kula RdKulaHI96790








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Kula at 3020 Lower Kula Rd, Kula, HI, 96790 offers a 19.56% rental yield on a $1,325,000 purchase with $21,600/mo rent. Total monthly income registers $21,600/mo, and a $6,485/mo payment leaves $14,055/mo available for distribution. Annual cash flow reaches $168,660/yr on $429,300 to close, and return on cash invested stands at 59.66% in year one. Equity gained on principal adds $8,550/yr while 5% annual appreciation supports $366,073 over five years. Portfolio math shows five-year ROI at 315.22% and total cumulative return in cash at $1,353,232. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $21,600/mo property income against a $6,485/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1937
1.64 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96790, Kula, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,823 (100%) |
| Owner Occupied HU | 2,197 (57.5%) |
| Renter Occupied HU | 1,232 (32.2%) |
| Vacant Housing Units | 394 (10.3%) |
| Median Home Value | $1,229,803 |
| Average Home Value | $1,283,303 |
Housing Distribution
Address Breakdown
Residential
3,316
Single Family
3,316
Multi-Family
0
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices











