302 S Pine StDeshlerOH43516
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 302 S Pine St, Deshler, OH, 43516 in Deshler. At $150,500 it earns $1,326/mo in rent and distributes $336/mo to the owner after the $677/mo payment, a consistent 10.57% yield. DSCR 1.96 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $41,580 in value; $1,386/yr in principal paydown compounds ownership stake. Total projected return: $78,940.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.2% |
| Monthly Cash Flow | $336 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,326 |
| Total Monthly Debt Service | $930 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in 1900
10,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43516, Deshler, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,205 (100%) |
| Owner Occupied HU | 943 (78.3%) |
| Renter Occupied HU | 198 (16.4%) |
| Vacant Housing Units | 64 ( 5.3%) |
| Median Home Value | $167,996 |
| Average Home Value | $208,303 |
Housing Distribution
Address Breakdown
Residential
1,151
Single Family
1,109
Multi-Family
42
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in 1900
10,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43516, Deshler, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,205 (100%) |
| Owner Occupied HU | 943 (78.3%) |
| Renter Occupied HU | 198 (16.4%) |
| Vacant Housing Units | 64 ( 5.3%) |
| Median Home Value | $167,996 |
| Average Home Value | $208,303 |
Housing Distribution
Address Breakdown
Residential
1,151
Single Family
1,109
Multi-Family
42
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices