302 Cochran StMuldoonTX78949
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 302 Cochran St, Muldoon, TX, 78949 in Muldoon speaks for itself: 13.76% gross on a $175,000 price, generating $2,006/mo in rent and $762/mo in net income after the $787/mo debt service. DSCR 2.55, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $9,143 stacks alongside $48,349 in projected five-year appreciation and $1,612/yr in principal reduction. Projected total cumulative return: $116,109.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.8% | 6.2% |
| Monthly Cash Flow | $762 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,006 |
| Total Monthly Debt Service | $1,175 |
| DSCR Ratio | 1.71x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
1.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78949, Muldoon, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 342 (100%) |
| Owner Occupied HU | 210 (61.4%) |
| Renter Occupied HU | 31 ( 9.1%) |
| Vacant Housing Units | 101 (29.5%) |
| Median Home Value | $350,000 |
| Average Home Value | $574,274 |
Housing Distribution
Address Breakdown
Residential
285
Single Family
285
Multi-Family
0
Businesses
4
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
1.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78949, Muldoon, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 342 (100%) |
| Owner Occupied HU | 210 (61.4%) |
| Renter Occupied HU | 31 ( 9.1%) |
| Vacant Housing Units | 101 (29.5%) |
| Median Home Value | $350,000 |
| Average Home Value | $574,274 |
Housing Distribution
Address Breakdown
Residential
285
Single Family
285
Multi-Family
0
Businesses
4
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices