302 Bertram Oaks Dr, Bertram, TX, 78605 | $323/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

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302 Bertram Oaks Dr, Bertram, TX, 78605 | $323/mo Cash Flow | Ziffy

Off market

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Bertram at 302 Bertram Oaks Dr, Bertram, TX, 78605 uses $74,422 cash to close to unlock $3,880/yr annual cash flow and $323/mo monthly cash flow. Total monthly income runs $1,920/mo, and a $1,099/mo payment keeps the spread at $323/mo. Purchase price stands at $224,500, and rental yield measures 10.26% with $1,920/mo rent. Return on cash invested shows 25.12% in year one, and 5% annual appreciation builds toward $62,025 over five years. Five-year ROI reaches 132.05% and total cumulative return in cash records $98,276. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,920/mo property income covering a $1,099/mo payment rather than investor’s personal income.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, which are comfortable spaces for household members and overnight guests.

Neighborhood Data

Neighborhood data shown for ZIP Code: 78605, Bertram, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	2,638 (100%)
Owner Occupied HU	2,016 (76.4%)
Renter Occupied HU	376 (14.3%)
Vacant Housing Units	246 ( 9.3%)
Median Home Value	$376,800
Average Home Value	$474,711