3019 Sermans RdValdostaGA31601
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 3019 Sermans Rd, Valdosta, GA, 31601 in Valdosta speaks for itself: 24.71% gross on a $104,900 price, generating $2,160/mo in rent and $1,522/mo in net income after the $472/mo debt service. DSCR 4.58, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $18,259 stacks alongside $28,982 in projected five-year appreciation and $966/yr in principal reduction. Projected total cumulative return: $137,634.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 24.7% | 6.5% |
| Monthly Cash Flow | $1,522 | $1,200 |
City averages based on Valdosta market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,160 |
| Total Monthly Debt Service | $597 |
| DSCR Ratio | 3.62x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2005
1.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31601, Valdosta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,621 (100%) |
| Owner Occupied HU | 6,275 (40.2%) |
| Renter Occupied HU | 7,339 (47.0%) |
| Vacant Housing Units | 2,007 (12.8%) |
| Median Home Value | $153,972 |
| Average Home Value | $212,749 |
Housing Distribution
Address Breakdown
Residential
12,812
Single Family
12,019
Multi-Family
793
Businesses
1,552
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2005
1.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31601, Valdosta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,621 (100%) |
| Owner Occupied HU | 6,275 (40.2%) |
| Renter Occupied HU | 7,339 (47.0%) |
| Vacant Housing Units | 2,007 (12.8%) |
| Median Home Value | $153,972 |
| Average Home Value | $212,749 |
Housing Distribution
Address Breakdown
Residential
12,812
Single Family
12,019
Multi-Family
793
Businesses
1,552
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices