301 Walnut StWebster CityIA50595
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Webster City rentals match the income profile of 301 Walnut St, Webster City, IA, 50595. Listed at $132,350, gross rent is $1,628/mo and net cash flow is $769/mo, a 14.76% yield well above national averages. DSCR 2.74 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $36,566 by year five with $1,219/yr in annual principal reduction, projecting $99,860 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.8% | 6.5% |
| Monthly Cash Flow | $769 | $300 |
City averages based on Webster City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,628 |
| Total Monthly Debt Service | $807 |
| DSCR Ratio | 2.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1890
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 50595, Webster City, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,215 (100%) |
| Owner Occupied HU | 2,520 (59.8%) |
| Renter Occupied HU | 1,237 (29.3%) |
| Vacant Housing Units | 458 (10.9%) |
| Median Home Value | $131,392 |
| Average Home Value | $179,494 |
Housing Distribution
Address Breakdown
Residential
3,872
Single Family
3,563
Multi-Family
309
Businesses
346
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1890
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 50595, Webster City, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,215 (100%) |
| Owner Occupied HU | 2,520 (59.8%) |
| Renter Occupied HU | 1,237 (29.3%) |
| Vacant Housing Units | 458 (10.9%) |
| Median Home Value | $131,392 |
| Average Home Value | $179,494 |
Housing Distribution
Address Breakdown
Residential
3,872
Single Family
3,563
Multi-Family
309
Businesses
346
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tyler R Abens • Abens Realty
Mls Name: NoCoast MLS
Mls Provider:
Mls ID: #6328354
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.