301 Country StWalnutIA51577
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 301 Country St, Walnut, IA, 51577 in Walnut speaks for itself: 14.77% gross on a $146,700 price, generating $1,806/mo in rent and $827/mo in net income after the $660/mo debt service. DSCR 2.74, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $9,919 stacks alongside $40,531 in projected five-year appreciation and $1,351/yr in principal reduction. Projected total cumulative return: $109,120.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.8% | 6.0% |
| Monthly Cash Flow | $827 | $800 |
City averages based on Walnut market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,806 |
| Total Monthly Debt Service | $921 |
| DSCR Ratio | 1.96x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1928
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 51577, Walnut, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 508 (100%) |
| Owner Occupied HU | 347 (68.3%) |
| Renter Occupied HU | 101 (19.9%) |
| Vacant Housing Units | 60 (11.8%) |
| Median Home Value | $179,605 |
| Average Home Value | $241,758 |
Housing Distribution
Address Breakdown
Residential
237
Single Family
237
Multi-Family
0
Businesses
52
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1928
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 51577, Walnut, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 508 (100%) |
| Owner Occupied HU | 347 (68.3%) |
| Renter Occupied HU | 101 (19.9%) |
| Vacant Housing Units | 60 (11.8%) |
| Median Home Value | $179,605 |
| Average Home Value | $241,758 |
Housing Distribution
Address Breakdown
Residential
237
Single Family
237
Multi-Family
0
Businesses
52
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices