3005 Tamalpais WaySacramentoCA95821
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow3005 Tamalpais Way, Sacramento, CA, 95821 in Sacramento earns its strong cash-flow label: 10.7% yield, $4,594/mo rent, $1,408/mo net income, DSCR 1.98. The $515,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $142,285 by year five. Combined with $4,743/yr in principal paydown, total projected return reaches $285,873.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 4.8% |
| Monthly Cash Flow | $1,408 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,594 |
| Total Monthly Debt Service | $2,981 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
6,970 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95821, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,114 (100%) |
| Owner Occupied HU | 6,802 (42.2%) |
| Renter Occupied HU | 8,635 (53.6%) |
| Vacant Housing Units | 677 ( 4.2%) |
| Median Home Value | $576,146 |
| Average Home Value | $602,219 |
Housing Distribution
Address Breakdown
Residential
15,619
Single Family
12,614
Multi-Family
3,005
Businesses
1,118
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
6,970 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95821, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,114 (100%) |
| Owner Occupied HU | 6,802 (42.2%) |
| Renter Occupied HU | 8,635 (53.6%) |
| Vacant Housing Units | 677 ( 4.2%) |
| Median Home Value | $576,146 |
| Average Home Value | $602,219 |
Housing Distribution
Address Breakdown
Residential
15,619
Single Family
12,614
Multi-Family
3,005
Businesses
1,118
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices