3005 Spirit LnSan AngeloTX76905
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 3005 Spirit Ln, San Angelo, TX, 76905 in San Angelo is a conservative rental investment at $321,660. Rental yield 6.49%. A 1.20 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $88,869; $2,963/yr in principal paydown supplements. Total projected return: $88,057.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 6.2% |
| Monthly Cash Flow | $(547) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,740 |
| Total Monthly Debt Service | $2,159 |
| DSCR Ratio | 0.81x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
6,621 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76905, San Angelo, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,189 (100%) |
| Owner Occupied HU | 3,238 (62.4%) |
| Renter Occupied HU | 1,458 (28.1%) |
| Vacant Housing Units | 493 ( 9.5%) |
| Median Home Value | $195,217 |
| Average Home Value | $252,342 |
Housing Distribution
Address Breakdown
Residential
4,963
Single Family
4,432
Multi-Family
531
Businesses
109
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
6,621 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76905, San Angelo, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,189 (100%) |
| Owner Occupied HU | 3,238 (62.4%) |
| Renter Occupied HU | 1,458 (28.1%) |
| Vacant Housing Units | 493 ( 9.5%) |
| Median Home Value | $195,217 |
| Average Home Value | $252,342 |
Housing Distribution
Address Breakdown
Residential
4,963
Single Family
4,432
Multi-Family
531
Businesses
109
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bridget Barbee • eXp Realty, LLC
Mls Name: San Angelo AOR
Mls Provider:
Mls ID: #126633
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.