3004 Moonlight Park AveOxnardCA93036
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Oxnard rental at 3004 Moonlight Park Ave, Oxnard, CA, 93036 sits in the solid-income band: 9.96% gross yield, $7,264/mo rent, $1,040/mo net after the $3,934/mo debt service, DSCR 1.85. Entry price of $874,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $241,719 and $8,058/yr in principal reduction bring total cumulative return to $402,230.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 5.5% |
| Monthly Cash Flow | $1,040 | $200 |
City averages based on Oxnard market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,264 |
| Total Monthly Debt Service | $5,876 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2009
2,178 sqft lot
$N/A/sqft
$262 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2009
2,178 sqft lot
$N/A/sqft
$262 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices