300 Stony Point Road #144Santa RosaCA95401
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 300 Stony Point Road #144, Santa Rosa, CA, 95401 in Santa Rosa hard to pass up. The 10.09% gross yield on a $305,000 purchase results in $2,564/mo in rent and $678/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (1.87). Annual cash flow of $8,131, five-year appreciation of $84,266, and $2,809/yr in equity build-up combine for a projected total cumulative return of $159,314.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 5.0% |
| Monthly Cash Flow | $678 | $250 |
City averages based on Santa Rosa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,564 |
| Total Monthly Debt Service | $1,765 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1972
871.20 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95401, Santa Rosa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,425 (100%) |
| Owner Occupied HU | 7,424 (51.5%) |
| Renter Occupied HU | 6,327 (43.9%) |
| Vacant Housing Units | 674 ( 4.7%) |
| Median Home Value | $688,640 |
| Average Home Value | $759,408 |
Housing Distribution
Address Breakdown
Residential
14,297
Single Family
11,899
Multi-Family
2,398
Businesses
1,420
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1972
871.20 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95401, Santa Rosa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,425 (100%) |
| Owner Occupied HU | 7,424 (51.5%) |
| Renter Occupied HU | 6,327 (43.9%) |
| Vacant Housing Units | 674 ( 4.7%) |
| Median Home Value | $688,640 |
| Average Home Value | $759,408 |
Housing Distribution
Address Breakdown
Residential
14,297
Single Family
11,899
Multi-Family
2,398
Businesses
1,420
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: April Beltrano • Safer Properties
Mls Name: BAREIS
Mls ID: #325034261