300 State St E APT 326OldsmarFL34677
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis is a cash-flow-light asset: 300 State St E APT 326, Oldsmar, FL, 34677 in Oldsmar, $310,000, 11.13% gross yield, $64/mo net income. Consider it a market-entry position, the $2,875/mo rent covers the $1,394/mo payment with a margin, and 5%/yr appreciation is projected to add $85,647 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 2.06) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $125,532.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.0% |
| Monthly Cash Flow | $64 | $300 |
City averages based on Oldsmar market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,875 |
| Total Monthly Debt Service | $2,688 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2007
N/A lot
$N/A/sqft
$637 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34677, Oldsmar, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,184 (100%) |
| Owner Occupied HU | 7,418 (72.8%) |
| Renter Occupied HU | 2,134 (21.0%) |
| Vacant Housing Units | 632 ( 6.2%) |
| Median Home Value | $466,455 |
| Average Home Value | $546,420 |
Housing Distribution
Address Breakdown
Residential
10,028
Single Family
8,840
Multi-Family
1,188
Businesses
1,302
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2007
N/A lot
$N/A/sqft
$637 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34677, Oldsmar, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,184 (100%) |
| Owner Occupied HU | 7,418 (72.8%) |
| Renter Occupied HU | 2,134 (21.0%) |
| Vacant Housing Units | 632 ( 6.2%) |
| Median Home Value | $466,455 |
| Average Home Value | $546,420 |
Housing Distribution
Address Breakdown
Residential
10,028
Single Family
8,840
Multi-Family
1,188
Businesses
1,302
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Hendrina Callejas • Goldpen Realty Group
Mls Name: MIAMI
Mls Provider:
Mls ID: #A11840245
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.