300 N Chelsee CtAndaleKS67001
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 300 N Chelsee Ct, Andale, KS, 67001 in Andale at $458,900 earns $3,176/mo in rent and nets $123/mo after the $2,064/mo payment, a 8.31% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $126,786 over five years. Ziffy Mortgage underwrites this on a 1.54 DSCR without U.S. credit history. With $4,227/yr in principal paydown, total projected return reaches $182,863.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 8.0% |
| Monthly Cash Flow | $123 | $500 |
City averages based on Andale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,176 |
| Total Monthly Debt Service | $2,870 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67001, Andale, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 657 (100%) |
| Owner Occupied HU | 574 (87.4%) |
| Renter Occupied HU | 53 ( 8.1%) |
| Vacant Housing Units | 30 ( 4.6%) |
| Median Home Value | $391,608 |
| Average Home Value | $414,578 |
Housing Distribution
Address Breakdown
Residential
450
Single Family
450
Multi-Family
0
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67001, Andale, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 657 (100%) |
| Owner Occupied HU | 574 (87.4%) |
| Renter Occupied HU | 53 ( 8.1%) |
| Vacant Housing Units | 30 ( 4.6%) |
| Median Home Value | $391,608 |
| Average Home Value | $414,578 |
Housing Distribution
Address Breakdown
Residential
450
Single Family
450
Multi-Family
0
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices