300 N 5th AveNew WindsorIL61465
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 300 N 5th Ave, New Windsor, IL, 61465 in New Windsor speaks for itself: 17.49% gross on a $104,900 price, generating $1,529/mo in rent and $765/mo in net income after the $472/mo debt service. DSCR 3.24, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $9,181 stacks alongside $28,982 in projected five-year appreciation and $966/yr in principal reduction. Projected total cumulative return: $89,526.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.5% | 6.0% |
| Monthly Cash Flow | $765 | $1,500 |
City averages based on New Windsor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,529 |
| Total Monthly Debt Service | $722 |
| DSCR Ratio | 2.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1907
7,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61465, New Windsor, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 531 (100%) |
| Owner Occupied HU | 399 (75.1%) |
| Renter Occupied HU | 76 (14.3%) |
| Vacant Housing Units | 56 (10.5%) |
| Median Home Value | $136,012 |
| Average Home Value | $182,036 |
Housing Distribution
Address Breakdown
Residential
282
Single Family
282
Multi-Family
0
Businesses
31
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1907
7,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61465, New Windsor, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 531 (100%) |
| Owner Occupied HU | 399 (75.1%) |
| Renter Occupied HU | 76 (14.3%) |
| Vacant Housing Units | 56 (10.5%) |
| Median Home Value | $136,012 |
| Average Home Value | $182,036 |
Housing Distribution
Address Breakdown
Residential
282
Single Family
282
Multi-Family
0
Businesses
31
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices