300 E H St SPACE 61BeniciaCA94510
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 300 E H St SPACE 61, Benicia, CA, 94510 in Benicia. Priced at $187,000, it generates $4,276/mo in gross rent and $3,119/mo in net monthly cash flow, a 27.44% yield that comfortably supports the 5.08 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $37,425. Five-year appreciation: $51,665. Equity from principal paydown: $1,722/yr. Total projected cumulative return: $271,658.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 27.4% | 6.5% |
| Monthly Cash Flow | $3,119 | $2,000 |
City averages based on Benicia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,276 |
| Total Monthly Debt Service | $1,082 |
| DSCR Ratio | 3.95x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1973
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94510, Benicia, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,237 (100%) |
| Owner Occupied HU | 7,542 (67.1%) |
| Renter Occupied HU | 3,209 (28.6%) |
| Vacant Housing Units | 486 ( 4.3%) |
| Median Home Value | $813,862 |
| Average Home Value | $830,633 |
Housing Distribution
Address Breakdown
Residential
11,240
Single Family
9,453
Multi-Family
1,787
Businesses
1,626
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1973
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94510, Benicia, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,237 (100%) |
| Owner Occupied HU | 7,542 (67.1%) |
| Renter Occupied HU | 3,209 (28.6%) |
| Vacant Housing Units | 486 ( 4.3%) |
| Median Home Value | $813,862 |
| Average Home Value | $830,633 |
Housing Distribution
Address Breakdown
Residential
11,240
Single Family
9,453
Multi-Family
1,787
Businesses
1,626
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices